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Showing posts from April, 2022

You Mean There is More to Insurance Than Price?

  Insurance companies take a bad rap at times It is possible you may have a bad opinion of insurance companies in general. You may have a personal experience that makes yu believe that insurance companies are not in the business of paying claims at all --- but of refusing them. Do you know friends of friends who were screwed over by an insurance company? If you do not think highly of insurance companies, you're not alone. In some cases, the insurance company does drop the ball.  But the truth is there is a lot of good about insurance companies. HARD REALTY:  Not all companies are created equal.  There are some better than others. *    What would make us happy? *    That is easy:     *    if the insurance company covered every loss you reported,     *    if the insurance company paid your life insurance benefit regardless of the reason for death...     *    if the healthcare provider paid your entire bill, regardless of pre-existing conditions or                              unexpec

S e c r e t s o f E f f e c t i v e , C o m p r e h e n s i v e B u s i n e s s P r o t e c t i o n

  F r e e   R e p o r t :   I n s u r a n c e   I n s i d e r   R e v e a l s    t h e   S e c r e t s   o f   E f f e c t i v e , C o m p r e h e n s i v e    B u s i n e s s   P r o t e c t i o n : W h a t   Y o u   a s   a   S m a l l   B u s i n e s s   O w n e r   C a n - - a n d   M u s t - - D o   t o   S h i e l d   Y o u r   C o m p a n y f r o m   F i n a n c i a l   D i s a s t e r   a n d   G i v e   Y o u   P e a c e   o f   M i n d   t h a t   t h e   B u s i n e s s   W i l l C o n t i n u e   t o          O p e r a t e   a n d   G e n e r a t e   R e v e n u e ! By: Brian Cameron If you are like most people in business, your company is, next to your family, your  pride and joy. It is also the major source of financial security for you and your family -- your greatest asset. In many ways, your business is your life. It’s your kids’ birthdays, their braces, your family vacation. It ’s your house, your yard, your future. Some day, it’s your retirement. P o

7 Deadly Sins

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 Contractor's Report! 7 Deadly Sins To Avoid When Buying General Liability Insurance This report was put together at the request of my clients. I have bee talking about the 7 Deadly Sins for years. Ten years ago, this report would not have been necessary, but times have changed. Ten years ago you could bid on a job, complete the job and move on to the next job. Lawsuits happened just to the next guy. Insurance policies were simple and life was wonderful…General Liability insurance has changed drastically in the last few years and now there are traps…not intentional traps, but changes in the industry that you have to keep abreast of, which brings us to the 7 Deadly Sins… Sin #1 - Choosing The Wrong Agent or Broker As strange as this may seem, your biggest problem might be your current insurance agent or broker. Not that he is not trying to do a good job, but he does not handle the Construction Industry on a day-to-day basis, he is out of touch with a marketplace that is changing day